Fixing the Car

VEHICLE PROTECTION PRODUCTS

The right vehicle protection products are a WIN-WIN for Credit Unions and Members.  Products that protect Members from costly unexpected mechanical repairs, total loss loan deficiencies and the normal expenses of vehicle ownership, equally protect Credit Unions' interests in preserving collateral value and reducing vehicle loan delinquencies or repossessions.

Fixing the Car

MECHANICAL BREAKDOWN PROTECTION

The most valuable member protection product available for auto, truck, motorcycle and RV finance. Vehicle service contracts are the ultimate win-win option for Members and Credit Unions. With the right provider and coverage options, service contracts protect members' investment and prevent unexpected budget busting repair bills at a fraction of the cost of programs offered elsewhere.

 

Service contracts enhance Credit Union's auto lending portfolio performance as well, by preventing delinquencies, repos and diminution of collateral value due to mechanical breakdowns.

Crashed Car

GAP & TOTAL LOSS PROTECTION

Guaranteed Asset Protection (GAP) protects Members and Credit Unions in the event of a total loss of a financed vehicle.  GAP solutions from CU Auto XL include options to help eliminate deficiencies due to total loss insurance settlement shortfalls; financially assist customers with acquiring a replacement vehicle; and can even protect members from out of pocket expenses from non-total loss collisions or insurance claims.

With enhanced protection terms and conditions exclusively for CU Members, our GAP programs are only available through CU partners.

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Polishing Car

OWNERSHIP VALUE PROTECTION

Protecting members from out of pocket costs arising from tire and wheel damage, lost high-tech keys, windshield damage, and common dents and dings keeps members safe and keeps vehicles looking like new.

 

Plus, members win when vehicles with these appearance protection programs show substantial value preservation when it comes time to sell or trade. 

 

Often the only difference between official higher and lower vehicle valuations tiers at time of re-sale or trade-in are these very same appearance and convenience factors.

Car Breakdown

ULTIMATE MEMBERSHIP

WITH ID THEFT PROTECTION & LEGAL AID

24/7 Roadside Assistance and concierge services are just part of this ultimate motor club membership program available through CU AutoXL exclusively for Credit Union partners. 

 

Benefits available to match loan terms up to 72 months include complete ID Theft Restoration and Advocacy and Unlimited Legal care at discounted rates for the most common legal services needed by Members.